India’s Unified Payments Interface (UPI) continues to strengthen its position as a major digital payments platform, with operations now extending to 11 countries. The platform processed transactions worth Rs 29.87 lakh crore in July, according to the government.
The Press Information Bureau said UPI has grown nearly 12,000-fold over the past decade and has become a key part of India’s digital payments ecosystem. Developed by the National Payments Corporation of India (NPCI), UPI accounted for about 49% of global real-time payment transaction volume in 2024, according to an International Monetary Fund report.
UPI is currently available for acceptance and/or cross-border remittances in Bhutan, Nepal, Singapore, the UAE, France, Sri Lanka, Mauritius, Qatar, Cambodia, Greece and the Maldives. Greece and the Maldives are the latest additions to its international network.
The platform has also expanded its services in India. Features such as UPI AutoPay, UPI 123PAY and UPI Lite have widened access to digital payments. UPI Circle was introduced in 2024 to support delegated payments, while the UPI tax payment limit was raised from Rs 1 lakh to Rs 5 lakh.
In 2025, UPI added on-device biometric authentication and Aadhaar-based face authentication for PIN onboarding.
The government said UPI’s international growth highlights the increasing global acceptance of India’s interoperable digital payment infrastructure.
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